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YOU NEED A HEX EDITOR FOR THIS. If you do not know what a hex editor is you should skip this cheat
Using a hex editor open the saved game file.
Go to HEX address 71 through 73 and change the values to FF. You should see FF FF FF when done correctly. Now save the file and reload the saved game. You should have 16 million bucks
Get Access to Debug Menu
Start the game using the command line parameter /debug. Example edit a shortcut to look like C:\Drift\drift.exe /debug to start the game with