Type ( schonsm ) at the Options menu to unlock all spells and the ability to walk through walls.
Go to the planet Iskai and visit the healer. End the conversation immediately to receive a blue magic potion worth 16.6 gold pieces. Repeat this procedure to accumulate as much money as needed.

You will need any hex editor to perform these cheats. With editor load

Albion savegame file (save.*). Savegame file length changes during game. In order to find first hero record you must search for 'XLD0I' string in file. 245 bytes after the first occurance of this string you can find first hero record. As far I know each hero record is 940 bytes long, but I will not describe all data in it.

For example:

1. Open 'save.001'
2. 'XLD0I' string is located at 44950 (AF96h)
3. First hero record start at 45195 (B08Bh)
4. To find next hero add 940 (46135,B437h)

You can find 9 heroes in game.

NAME LEVEL L.P. S.P. T.P. AGE GOLD STR
INT DEX SPD STA LUCK M.R. M.T. C. HIT CLOSE LONG LOCK
TOM 8 28/32 1/8 0 28 0 42/70 50/90 40/90
20/50 32/65 10/25 0/20 0/0 0/8 59/80 25/70 15/80
RAINER 7 18/21 6/14 0 45 13 28/70 76/90
80/90 11/50 35/65 15/25 10/20 0/0 0/5 39/40 20/40 25/80
DRIRR 6 25/30 1/6 0 16 0 30/45 40/90
60/70 56/99 30/50 20/33 5/30 0/85 2/5 73/99 35/99 15/50
SIRA 4 16/16 16/16 12 12 4 20/45 55/90
58/70 40/99 25/50 8/33 20/30 85/85 5/5 30/50 25/70 25/50
MELLTHAS 5 15/15 20/20 15 24 12 39/90
60/80 22/70 43/50 43/90 5/25 5/40 80/99 0/5 45/70 20/70 15/50
HARRIET 10 30/30 50/50 40 26 0 35/50
55/99 33/60 42/50 30/55 5/25 28/55 75/99 0/3 20/40 32/40 10/40
JOE 12 48/48 0/0 48 32 0 45/70 50/90
80/90 40/50 60/65 8/25 0/20 0/0 0/3 40/50 10/50 80/99
KHUNAG 8 24/24 40/40 32 37 24 35/60
60/90 20/40 20/70 30/55 5/25 12/40 99/99 0/6 35/50 12/30 20/40
SIOBHAN 7 35/35 0/0 28 29 22 60/90 45/80
50/70 45/50 50/75 10/25 5/20 0/35 4/9 65/99 40/99 5/20